@import url("fonts.css");
:root{
  --navy:#0E2338; --navy-2:#16314D; --navy-3:#1F3F61; --orange:#C2410C; --orange-hi:#F76707; --orange-hover:#9A3412;
  --sand:#F6F2EB; --paper:#FFFFFF; --ink:#16202B; --muted:#4D5966; --line:#E2DCD1;
  --head:"Barlow Condensed","Arial Narrow",system-ui,sans-serif; --body:"Barlow",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  --banner:36px; --max:1200px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:120px}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;padding-top:var(--banner);font:400 17px/1.6 var(--body);color:var(--ink);background:var(--paper);-webkit-font-smoothing:antialiased}
img,svg{max-width:100%}
a{color:var(--orange)}
h1,h2,h3{font-family:var(--head);text-transform:uppercase;line-height:1;margin:0 0 .45em;letter-spacing:.005em}
h1{font-size:clamp(2.8rem,6.4vw,5.4rem);font-weight:800}
h2{font-size:clamp(2.2rem,4.2vw,3.4rem);font-weight:800}
h3{font-size:1.5rem;font-weight:700}
p{margin:0 0 1em}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
:focus-visible{outline:3px solid var(--orange-hi);outline-offset:3px}
.skip{position:absolute;left:-999px;top:44px;z-index:200;background:#fff;color:var(--navy);padding:10px 14px}
.skip:focus{left:12px}

/* demo banner */
.demo-banner{position:fixed;top:0;left:0;right:0;height:var(--banner);z-index:100;background:#FFE066;color:#1F1A00;display:flex;align-items:center;justify-content:center;font:600 14px/1.2 system-ui,-apple-system,"Segoe UI",sans-serif;padding:0 12px;text-align:center}
.demo-banner a{color:#1F1A00;text-decoration:underline;text-underline-offset:2px}

/* header */
.top{position:sticky;top:var(--banner);z-index:60;background:var(--navy);color:#fff;border-bottom:1px solid rgba(255,255,255,.08)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;height:76px;gap:20px}
.logo{display:flex;align-items:center;gap:12px;color:#fff;text-decoration:none}
.logo svg{width:44px;height:44px;flex:none}
.logo b{display:block;font:800 1.5rem/0.9 var(--head);text-transform:uppercase;letter-spacing:.02em}
.logo small{display:block;font:600 .74rem/1 var(--body);letter-spacing:.22em;text-transform:uppercase;color:#FFB37A;margin-top:4px}
.top nav{display:flex;gap:28px}
.top nav a{color:#D7DEE7;text-decoration:none;font-weight:600;font-size:.98rem}
.top nav a:hover{color:#fff}
.top-actions{display:flex;align-items:center;gap:16px}
.phone{display:flex;flex-direction:column;align-items:flex-end;color:#fff;text-decoration:none;line-height:1.1}
.phone small{font-size:.74rem;color:#AFC0D2;letter-spacing:.06em;text-transform:uppercase}
.phone span{font:700 1.3rem/1.1 var(--head);letter-spacing:.02em}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font:700 1.08rem/1 var(--head);text-transform:uppercase;letter-spacing:.06em;padding:16px 26px;border-radius:6px;text-decoration:none;border:2px solid transparent;cursor:pointer;transition:background .15s,transform .15s}
.btn:hover{transform:translateY(-1px)}
.btn-orange{background:var(--orange);color:#fff}
.btn-orange:hover{background:var(--orange-hover)}
.btn-line{border-color:rgba(255,255,255,.5);color:#fff}
.btn-line:hover{border-color:#fff;background:rgba(255,255,255,.06)}
.btn svg{width:20px;height:20px}

/* hero */
.hero{background:radial-gradient(1200px 500px at 85% 0%,#25476C 0%,transparent 60%),var(--navy);color:#fff;padding:72px 0 0;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1fr 1.05fr;gap:40px;align-items:end}
.hero-copy{padding-bottom:84px}
.pill{display:inline-flex;align-items:center;gap:8px;background:rgba(247,103,7,.14);border:1px solid rgba(247,103,7,.45);color:#FFC59A;font:600 .85rem/1 var(--body);letter-spacing:.06em;text-transform:uppercase;padding:8px 12px;border-radius:999px;margin-bottom:22px}
.pill i{width:8px;height:8px;border-radius:50%;background:var(--orange-hi)}
.hero h1 span{color:#FF9A4D}
.hero .lede{font-size:1.22rem;color:#D3DCE6;max-width:32em;margin-bottom:30px}
.hero-ctas{display:flex;flex-wrap:wrap;gap:14px;margin-bottom:34px}
.trust{display:flex;flex-wrap:wrap;gap:12px 26px;list-style:none;margin:0;padding:0;color:#C9D3DE;font-weight:500}
.trust li{display:flex;align-items:center;gap:8px}
.trust svg{width:20px;height:20px;color:#FF9A4D}
.hero-art{position:relative;align-self:end}
.hero-art svg{display:block;width:100%;height:auto}
.badge{position:absolute;left:4%;top:12%;background:#fff;color:var(--ink);border-radius:10px;padding:14px 16px;box-shadow:0 20px 40px -18px rgba(0,0,0,.5);display:flex;gap:12px;align-items:center;max-width:250px}
.badge svg{width:36px;height:36px;flex:none}
.badge b{display:block;font:700 1.1rem/1.1 var(--head);text-transform:uppercase}
.badge span{font-size:.88rem;color:var(--muted);line-height:1.3;display:block}

/* strip */
.strip{background:var(--orange);color:#fff}
.strip .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:0}
.strip div{padding:22px 18px;font:700 1.2rem/1.15 var(--head);text-transform:uppercase;letter-spacing:.03em;display:flex;align-items:center;gap:12px;border-right:1px solid rgba(255,255,255,.22)}
.strip div:last-child{border-right:0}
.strip svg{width:28px;height:28px;flex:none}

section{padding:96px 0}
.head{max-width:740px;margin-bottom:46px}
.eyebrow{display:block;font:700 .95rem/1 var(--head);text-transform:uppercase;letter-spacing:.18em;color:var(--orange);margin-bottom:12px}
.head p{color:var(--muted);font-size:1.12rem}

.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.svc{border:1px solid var(--line);border-radius:10px;padding:30px 28px;background:#fff;position:relative;overflow:hidden}
.svc::after{content:"";position:absolute;left:0;top:0;height:4px;width:56px;background:var(--orange)}
.svc .ic{width:52px;height:52px;border-radius:10px;background:var(--sand);display:flex;align-items:center;justify-content:center;margin-bottom:18px;color:var(--navy)}
.svc .ic svg{width:28px;height:28px}
.svc p{color:var(--muted);margin:0}

.why{background:var(--sand)}
.why-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:64px;align-items:start}
.why-list{display:grid;grid-template-columns:1fr 1fr;gap:28px 32px}
.why-list div{border-top:3px solid var(--navy);padding-top:18px}
.why-list h3{font-size:1.35rem}
.why-list p{color:var(--muted);margin:0}
.note{font-size:.92rem;color:var(--muted);margin-top:22px}

.claims-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:28px}
.claims{background:var(--navy);color:#fff;border-radius:12px;padding:44px}
.claims h2{color:#fff}
.claims p{color:#C9D3DE}
.claim-steps{list-style:none;margin:28px 0 0;padding:0;display:grid;gap:18px;counter-reset:c}
.claim-steps li{display:grid;grid-template-columns:44px 1fr;gap:16px;align-items:start;counter-increment:c}
.claim-steps li::before{content:counter(c);width:44px;height:44px;border-radius:50%;background:var(--orange);display:flex;align-items:center;justify-content:center;font:800 1.3rem/1 var(--head)}
.claim-steps b{display:block;font:700 1.25rem/1.1 var(--head);text-transform:uppercase;margin:4px 0 4px}
.claim-steps span{color:#C9D3DE}
.finance{border:2px solid var(--navy);border-radius:12px;padding:40px 34px;display:flex;flex-direction:column}
.finance .big{font:800 3.2rem/0.95 var(--head);text-transform:uppercase;color:var(--navy);margin-bottom:14px}
.finance p{color:var(--muted)}
.finance .btn{margin-top:auto;align-self:flex-start}
.fine{font-size:.85rem;color:var(--muted)}

.area{background:var(--navy-2);color:#fff}
.area h2{color:#fff}
.area .head p{color:#C9D3DE}
.area-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.towns{list-style:none;margin:0 0 28px;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:12px}
.towns li{display:flex;align-items:center;gap:10px;font:600 1.12rem/1.2 var(--body);padding:12px 14px;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);border-radius:8px}
.towns svg{width:18px;height:18px;color:#FF9A4D;flex:none}
.map{background:#132B45;border:1px solid rgba(255,255,255,.1);border-radius:14px;padding:12px}
.map svg{display:block;width:100%;height:auto}

.faq-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:64px}
details{border-bottom:1px solid var(--line)}
details:first-of-type{border-top:1px solid var(--line)}
summary{list-style:none;cursor:pointer;padding:22px 44px 22px 0;position:relative;font:700 1.3rem/1.2 var(--head);text-transform:uppercase;letter-spacing:.01em}
summary::-webkit-details-marker{display:none}
summary::after{content:"";position:absolute;right:8px;top:50%;width:14px;height:14px;border-right:3px solid var(--orange);border-bottom:3px solid var(--orange);transform:translateY(-70%) rotate(45deg);transition:transform .2s}
details[open] summary::after{transform:translateY(-30%) rotate(-135deg)}
details p{color:var(--muted);margin:0 0 22px;max-width:60ch}

.estimate{background:var(--sand)}
.est-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:56px;align-items:start}
.contact-lines{list-style:none;padding:0;margin:26px 0 0;display:grid;gap:16px}
.contact-lines li{display:flex;gap:14px;align-items:center}
.contact-lines .ci{width:46px;height:46px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;flex:none}
.contact-lines .ci svg{width:22px;height:22px}
.contact-lines small{display:block;color:var(--muted);font-size:.85rem}
.contact-lines a,.contact-lines strong{font:700 1.25rem/1.2 var(--head);color:var(--ink);text-decoration:none;letter-spacing:.02em}
form.card{background:#fff;border-radius:12px;padding:36px;box-shadow:0 30px 60px -40px rgba(14,35,56,.5);border:1px solid var(--line)}
.fields{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.field{display:flex;flex-direction:column;gap:6px}
.field.full{grid-column:1/-1}
label{font-weight:600;font-size:.95rem}
label .opt{font-weight:400;color:var(--muted)}
input,select,textarea{font:inherit;font-size:1rem;padding:13px 14px;border:1.5px solid #CFC7B8;border-radius:6px;background:#fff;color:var(--ink);width:100%}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--navy);box-shadow:0 0 0 3px rgba(14,35,56,.15)}
textarea{min-height:110px;resize:vertical}
.radios{display:flex;gap:18px;flex-wrap:wrap}
.radios label{display:flex;align-items:center;gap:8px;font-weight:500}
.radios input{width:auto}
form .btn{width:100%;margin-top:22px}
.form-note{font-size:.85rem;color:var(--muted);margin:12px 0 0;text-align:center}
.demo-notice{display:none;margin-top:18px;background:#FFF4CC;border:1px solid #E9C949;color:#3D3100;border-radius:8px;padding:14px 16px;font-weight:500}
.demo-notice.show{display:block}

footer{background:#0A1A2B;color:#AFC0D2;padding:56px 0 40px;font-size:.95rem}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px;margin-bottom:36px}
footer h3{color:#fff;font-size:1.15rem;letter-spacing:.08em}
footer ul{list-style:none;padding:0;margin:0;display:grid;gap:8px}
footer a{color:#D7DEE7;text-decoration:none}
footer a:hover{text-decoration:underline}
.foot-bottom{border-top:1px solid rgba(255,255,255,.1);padding-top:22px;display:flex;flex-wrap:wrap;gap:12px;justify-content:space-between;font-size:.88rem}

.callbar{display:none}

@media (max-width:1040px){
  .top nav{display:none}
  .hero-grid{grid-template-columns:1fr}
  .hero-copy{padding-bottom:20px}
  .hero-art{max-width:680px;margin:0 auto;width:100%}
  .svc-grid{grid-template-columns:1fr 1fr}
  .why-grid,.claims-grid,.area-grid,.faq-grid,.est-grid{grid-template-columns:1fr;gap:36px}
  .strip .wrap{grid-template-columns:1fr 1fr}
  .strip div:nth-child(2){border-right:0}
  .strip div:nth-child(-n+2){border-bottom:1px solid rgba(255,255,255,.22)}
}
@media (max-width:640px){
  :root{--banner:44px}
  body{font-size:16px;padding-bottom:72px}
  .demo-banner{font-size:12.5px}
  .top .wrap{height:66px}
  .logo svg{width:38px;height:38px}
  .logo b{font-size:1.25rem}
  .phone,.top-actions .btn{display:none}
  section{padding:68px 0}
  .hero{padding-top:44px}
  .hero-ctas .btn{flex:1 1 100%}
  .badge{display:none}
  .svc-grid,.why-list,.towns,.fields{grid-template-columns:1fr}
  .strip .wrap{grid-template-columns:1fr;padding:0}
  .strip div{border-right:0;border-bottom:1px solid rgba(255,255,255,.22);padding:16px 24px}
  .strip div:last-child{border-bottom:0}
  .claims{padding:30px 24px}
  .finance{padding:30px 24px}
  form.card{padding:24px 20px}
  .foot-grid{grid-template-columns:1fr;gap:28px}
  .callbar{display:grid;grid-template-columns:1fr 1fr;position:fixed;left:0;right:0;bottom:0;z-index:90;box-shadow:0 -10px 30px -10px rgba(0,0,0,.35)}
  .callbar a{display:flex;align-items:center;justify-content:center;gap:8px;height:62px;font:700 1.1rem/1 var(--head);text-transform:uppercase;letter-spacing:.06em;text-decoration:none;color:#fff}
  .callbar .c1{background:var(--navy)}
  .callbar .c2{background:var(--orange)}
  .callbar svg{width:20px;height:20px}
}